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	<title>DaveandDawnCook.com &#187; Finance 101</title>
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		<title>Seventeen Dollars</title>
		<link>http://daveanddawncook.com/seventeen-dollars-the-best-underpriced-deal-today/</link>
		<comments>http://daveanddawncook.com/seventeen-dollars-the-best-underpriced-deal-today/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 19:27:13 +0000</pubDate>
		<dc:creator>Dave Cook</dc:creator>
				<category><![CDATA[Identity Theft]]></category>
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		<guid isPermaLink="false">http://daveanddawncook.com/?p=4457</guid>
		<description><![CDATA[Now days Seventeen Dollars ($17) doesn’t buy you a whole lot in this weak economy. Seventeen dollars can buy you and your spouse two tickets to a movie theater, one good steak at a nice restaurant (not including the tip) or about 5 gallons of gasoline for your car. The above are just a few [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-family: arial, helvetica, sans-serif;"><em><strong>Now days Seventeen Dollars ($17) doesn’t buy you a whole lot in this weak economy.</strong></em> Seventeen dollars can buy you and your spouse two tickets to a movie theater, one good steak at a nice restaurant (not including the tip) or about 5 gallons of gasoline for your car.</span>
</p>
<p><span style="font-family: arial, helvetica, sans-serif;">The above are just a few examples of what seventeen dollars ($17) can buy you and they may be great, but they do not provide you peace of mind for you and/or your family.</span></p>
<p><span style="font-family: arial, helvetica, sans-serif;">Okay, I know what you are thinking and that’s fine. You are probably asking yourself what is Dave trying to sell me now, right?</span></p>
<p><span style="color: #d67500; font-family: arial, helvetica, sans-serif;"><em><strong><a href="http://daveanddawncook.com/wp-content/uploads/2012/01/LegalShield-Family.jpg" target="_blank"><img class="alignleft size-medium wp-image-4467" title="LegalShield Family" src="http://daveanddawncook.com/wp-content/uploads/2012/01/LegalShield-Family-300x194.jpg" alt="LegalShield Family" width="400" height="294" /></a>Well, how about peace of mind so that you and your family can live your life worry-free,every day, every night, now and forever.</strong></em></span></p>
<p><span style="font-family: arial, helvetica, sans-serif;">Today you don’t receive a lot of value for only $17, but let me share with you what we feel is <strong><em><span style="text-decoration: underline;">the Best Under-Priced Product on the Market Today!!!</span></em></strong> </span></p>
<p><span style="font-family: arial, helvetica, sans-serif;">Many of you know that we represent <a href="https://www.prepaidlegal.com/hub/dawnmcook" target="_blank">LegalShield</a>, but do you truly understand the <a href="http://legalshieldvideos.com" target="_blank">value of this wonderful service?</a></span></p>
<p><span style="font-family: arial, helvetica, sans-serif;">For as low as <strong>ONLY $17 per month</strong>, <a href="https://www.prepaidlegal.com/hub/dawnmcook" target="_blank">LegalShield</a> gives you the ability to talk to an attorney on any matter without worrying about high hourly costs. For one flat monthly fee, you can access legal advice, <span style="color: #d67500;"><em><strong>no matter how traumatic or trivial the issue.</strong></em></span> That’s why under the protection of LegalShield you and your family can live your life worry-free, every day, every night, now and forever.</span></p>
<p><span style="font-family: arial, helvetica, sans-serif;">The most common response I get when I talk to someone about our service is <span id="more-4457"></span>“I’ve never had to use an attorney in the past and I don’t see that I will need to in the future.” That’s okay and I appreciate where this person is coming from. After all, they have never been taught to think like wealthy people such as Donald Trump and they don’t understand the benefits of having legal counsel at their disposal.</span></p>
<p><span style="font-family: arial, helvetica, sans-serif;">Ask yourself this question. Have you ever thought that talking to an attorney might better your outcome no matter how traumatic or trivial the issue may be?</span></p>
<p style="padding-left: 30px;"><strong><span style="color: #002740; font-family: arial, helvetica, sans-serif;"><span style="font-size: large; color: #d67500;">•</span> Imagine being able to <span style="color: #d67500;">pick up the phone and call on an UNLIMITED matters</span> to an attorney who specializes in the area of your concern and not get a bill for that information. Would that be a great service? You bet it would be!</span></strong></p>
<p style="padding-left: 30px;"><strong><span style="color: #002740; font-family: arial, helvetica, sans-serif;"><span style="font-size: large; color: #d67500;">•</span> Imagine having an attorney write letters and make phone calls on your behalf if they feel it would better your outcome. Would that be a great service? You bet it would be and it is! As a matter of fact, this part alone has saved us over $1,000.</span></strong></p>
<p style="padding-left: 30px;"><strong><span style="color: #002740; font-family: arial, helvetica, sans-serif;"><span style="font-size: large; color: #d67500;">•</span> Imagine having <span style="color: #d67500;">UNLIMITED contacts &amp; documents reviewed</span> up to 10 pages before you ever sign your name on the dotted line. These documents could include cellular contacts, lease agreements, mortgage papers and etc… Don’t tell me that you never signed a contract that you didn’t fully understand, because I’ve done this myself. Would that be a great service alone? You bet it would be!</span></strong></p>
<p style="padding-left: 30px;"><strong><span style="color: #002740; font-family: arial, helvetica, sans-serif;"><span style="font-size: large; color: #d67500;">•</span> Now let’s just imagine you are one of the 7 out of 10 people that don’t have <span style="color: #d67500;"><em>your Will, your Living Will or Healthcare Power of Attorney in place</em></span>. Would it be in your best interest to have this done prior to dying or after? If you have loved ones, you owe it to them to be a responsible adult and have these things in place so they can understand your wishes or before probate takes 30% and decides what best for your loved ones after a 6 month wait.</span></strong></p>
<p style="padding-left: 30px;"><strong><span style="color: #002740; font-family: arial, helvetica, sans-serif;"><span style="font-size: large; color: #d67500;">•</span> Let’s just say you are driving in your car through another state or even your own state and the speed limit drops from 65mph to 45mph. Then you get the welcoming escort of the blue and red lights behind you. 20mph over the speed limit can be a healthy fine by itself and needless to say that you’ll probably have to appear in court and also do driving school. But let’s imagine this happens to you and your attorney represents you in court and gets the points taken off your record which keeps your insurance rates low no matter where you recieved the ticket. Would that be great benefit? <span style="color: #d67500;">Say YES!</span></span></strong></p>
<p><strong><span style="color: #002740; font-family: arial, helvetica, sans-serif;">I could go on and on about these great services you can get for only $17 per month like Trial Defense starting at 60 hours of an attorney&#8217;s time already pre-paid (and the hours increase every year up to 300 hrs.) if you are ever named in a <span style="color: #d67500;">Civil Suit, <a href="http://www.irs.gov/" target="_blank"><span style="color: #d67500;">IRS</span></a> (Income Removal System) Audit</span> representation by a Tax Attorney when audit notice received plus if your audit goes to court, <span style="color: #d67500;">25% member discount</span> on all other matters, Online legal documents at your disposal and then you can have them reviewed at no extra charge and <span style="color: #d67500;">24/7 Emergency Access</span> for covered situations that happen to you or your family.</span></strong></p>
<p><a href="http://daveanddawncook.com/wp-content/uploads/2012/01/Top-Legal-Concerns.jpg"><img src="http://daveanddawncook.com/wp-content/uploads/2012/01/Top-Legal-Concerns-300x277.jpg" alt="Top Legal Concerns" title="Top Legal Concerns" width="300" height="277" class="alignleft size-medium wp-image-4497" /></a><span style="font-family: arial, helvetica, sans-serif;">Now imagine that you were my attorney and I asked you to cover not only me, but my entire family for all these services I listed above. <strong>How much would you charge?</strong></span></p>
<p><span style="font-family: arial, helvetica, sans-serif;"><strong>$17 per month? Of course not and I wouldn&#8217;t expect you too. You would be insane, but that’s why our service is the best and nobody does what we do PERIOD</strong></span></p>
<p><span style="font-family: arial, helvetica, sans-serif;">What type of attorney do you get for only $17 per month? Well, because we have over 1.4 Million members across the USA and Canada, we pool these funds and in return, we make these services affordable to every single family. We have 40 years of experience servicing our members with over 4,500 <a href="http://www.martindale.com/Products_and_Services/Peer_Review_Ratings.aspx" target="_blank">AV-rated (meaning the best) attorneys</a> nationwide working at our disposal.</span></p>
<p><span style="font-family: arial, helvetica, sans-serif;"><strong>If you don’t already have this great service, you need to start thinking like wealthy people while surrounding yourself with people who can help you protect your assets now and in the future!</strong></span></p>
<p><span style="font-family: arial, helvetica, sans-serif;">What have you got to loose? It&#8217;s only a month to month plan.</span></p>
<p><span style="font-family: arial, helvetica, sans-serif;"><strong style="font-size: medium;"><a href="https://www.prepaidlegal.com/hub/dawnmcook" target="_blank">CLICK HERE to Sign Up Now!</a></strong></span></p>
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<p><span style="font-family: arial, helvetica, sans-serif;">P.S. We also offer the<strong><a href="https://www.prepaidlegal.com/hub/dawnmcook" target="_blank"> BEST Identity Theft</a></strong> plans in the marketplace,<a href="https://www.prepaidlegal.com/hub/dawnmcook" target="_blank"><strong> Small Business</strong> plans</a> and<a href="https://www.prepaidlegal.com/hub/dawnmcook" target="_blank"><strong> Group Benefits</strong> packages</a> for employees.</span></p>
<p><span style="font-family: arial, helvetica, sans-serif;"><strong style="font-size: medium;"><a href="https://www.prepaidlegal.com/hub/dawnmcook" target="_blank">CLICK HERE to Sign Up Now!</a></strong></span><br />
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		<title>Financial Crisis Creates More Greed!</title>
		<link>http://daveanddawncook.com/holy-crap-i-didnt-know-that/</link>
		<comments>http://daveanddawncook.com/holy-crap-i-didnt-know-that/#comments</comments>
		<pubDate>Sun, 30 Oct 2011 20:40:01 +0000</pubDate>
		<dc:creator>Dave Cook</dc:creator>
				<category><![CDATA[Finance 101]]></category>
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		<guid isPermaLink="false">http://daveanddawncook.com/?p=4272</guid>
		<description><![CDATA[Yes the current financial crisis is creating more greed!  If you follow our blog, you know that we specialize in helping you personally protect your life and assets now and in the future. With so many people out of work, foreclosures still devastating  families (200,000 &#8211; 300,000 properties/mo.),  banks are still not lending money, the governments spending is [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: large;"><strong>Yes the current financial crisis is creating more greed! </strong></span></p>
<p><em><strong></strong></em>If you follow our blog, you know that we specialize in helping you personally protect your life and assets now and in the future. With so many people out of work, foreclosures still devastating  families <em><strong>(200,000 &#8211; 300,000 properties/mo.)</strong></em>,  banks are still not lending money, the governments spending is totally out of control and etc&#8230;, people are looking at other options in order to survive. These methods that people are turning to for possible solutions may have a major impact on you or your family. I&#8217;m not only going to touch on those topics, but also inform you of a few other things that could devastate you more than just financially. Whether you think that you are susceptible to these issues or not, don&#8217;t bury your head in the sand. <strong>Think about what you would do if it happened to you!</strong></p>
<p><center><object width="560" height="315" classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://www.youtube.com/v/MeXQBHLIPcw?version=3&amp;rel=0&amp;theme=light&amp;showinfo=0&amp;color=white" /><param name="allowfullscreen" value="true" /><embed width="560" height="315" type="application/x-shockwave-flash" src="http://www.youtube.com/v/MeXQBHLIPcw?version=3&amp;rel=0&amp;theme=light&amp;showinfo=0&amp;color=white" allowFullScreen="true" allowscriptaccess="always" allowfullscreen="true" /></object></center></p>
<p style="text-align: center;"><strong><a href="http://www.youtube.com/user/alyankovicVEVO" target="_blank">Music video by Weird Al Yankovic performing I&#8217;ll Sue Ya.</a></strong></p>
<p><span style="font-size: large;"><strong>Did You Know That&#8230;</strong></span></p>
<ul>
<li><strong><strong><a href="http://daveanddawncook.com/wp-content/uploads/2011/10/Legal-and-Identity-Theft-Issues.jpg"><img class="alignleft size-medium wp-image-4286" title="Legal and Identity Theft Issues" src="http://daveanddawncook.com/wp-content/uploads/2011/10/Legal-and-Identity-Theft-Issues-300x240.jpg" alt="Legal and Identity Theft Issues" width="350" height="290" /></a>Over 15 million lawsuits</strong></strong> will be filed this year in US state courts.  That works out to one new lawsuit every two seconds. Or <em><strong>one lawsuit for every 12 adults in America.</strong></em></li>
</ul>
<ul>
<li><strong>If you are criminally charged in a auto accident</strong>, your auto insurance doesn&#8217;t cover you other than for liability. If you run a red light, are blinded by the sun, slide on the ice, swerve for an animal, fall asleep behind the wheel or something similar and someone dies in that <del>ACCIDENT</del>, actually called Vehicular Homicide or Vehicular Manslaughter, you are on your own to pay for your legal defense. The average cost of this defense is <em><strong>$20,000.00 &#8211; $50,000.00 minimum!</strong></em></li>
</ul>
<ul>
<li><strong>People whose identities have been stolen</strong> can spend months or years &#8211; and thousands of dollars cleaning up the mess the thieves have made of their good name and credit record.</li>
</ul>
<ul>
<li><strong>The US is the most <span id="more-4272"></span>litigious society in the world.</strong> Among the Top 7 &#8220;lawyerly countries&#8221; in the world, the US has about 50% of those lawyers, with only 37 percent of the population of this group of countries. That is approximately <em><strong>one lawyer for every 265 people</strong></em> compared to <em><strong>one doctor to every 500 people</strong></em> in the US. The other sad statistic is that you are over 2 times more likely to be involved in a court filing than hospitalized.</li>
</ul>
<ul>
<li><strong>In a study of physicians, <em>66 percent</em></strong> of all those interviewed said they are very concerned they may be involved in a groundless lawsuit. Even more troubling, <em><strong>43 percent</strong></em> of those physicians said they have avoided prescribing a drug that was appropriate for a patient because they were aware it might be involved in product liability litigation.</li>
</ul>
<ul>
<li><strong>7% of identity theft victims</strong> had their information stolen to commit <strong><a href="http://daveanddawncook.com/identity-theft-info/medical-identity-theft/" target="_blank">medical identity theft</a></strong>. This is becoming more and more prevalent due to the high cost of medical procedures and insurance. Rather than paying these outrageous costs themselves, these thieves are finding it very easy to steal your medical identity and have medical procedures done in your name and then leave you to foot the bill. Even worse than the financial issues that arise, imagine what could happen when your medical records are changed to indicate a different blood type or that you are diabetic. That&#8217;s BAD NEWS and now with <a href="http://www.hhs.gov/ocr/privacy/hipaa/understanding/index.html" target="_blank">HIPAA laws</a>, it&#8217;s makes it even more difficult to make corrections!</li>
</ul>
<ul>
<li><strong>If someone has stolen your credit card</strong> – your credit card company can help you with that, right? Well, <em><strong>according to the <a href="http://ftc.gov" target="_blank">FTC</a>, almost</strong> <strong>70% of identity theft issues don’t pertain to your existing credit card accounts.</strong></em> Identity theft can occur as a result of new lines of credit being opened in your name either through credit cards or bank loans, as well as phone/utility fraud and even employment related fraud. Because we are susceptible through so many avenues in our daily life, we are all at risk.</li>
</ul>
<ul>
<li><strong>Mississippi is top in audits by the IRS. This data shows that our tax agency is focusing on the poor. </strong>IRS records show that taxpayers are more likely to see their income tax returns audited if they live in Mississippi, where incomes are the lowest in the country. Unincorporated businesses and people that make<strong> less than $25,000, are 2.5 times more likely to be audited</strong> than those with revenues or incomes more than $100,000. Why you ask? Those who are poor will not have a tax attorney to represent them and they will likely agree to garnishments from their wages to cover the new tax liability.</li>
</ul>
<ul>
<li><strong>38-48%</strong> of identity theft victims discover someone has stolen their identity <strong>within three months</strong>, while <strong>9-18%</strong>of victims don&#8217;t<a href="http://daveanddawncook.com/wp-content/uploads/2011/10/Legal-and-Identity-Theft-Issues-Life-Happens.jpg"><img class="alignright size-medium wp-image-4289" title="Legal and Identity Theft Issues Life Happens" src="http://daveanddawncook.com/wp-content/uploads/2011/10/Legal-and-Identity-Theft-Issues-Life-Happens-300x240.jpg" alt="Legal and Identity Theft Issues Life Happens" width="350" height="290" /></a> learn that their identity has been stolen for four or more years. With each passing month, it becomes more and more difficult to restore your identity to its original good name.</li>
</ul>
<ul>
<li><strong>Even worse, there is a growing trend of thieves stealing the identities of children and even infants.</strong>  Social Security numbers of children are considered very valuable by identity thieves as parents are unlikely to check the credit reports of their children.  Parents almost never monitor their children’s credit reports to see if their identity has been stolen. In most case, once a child or parent finds out, it is even more difficult to get this resolved.</li>
</ul>
<p>We live in one of the greatest countries in the world, but the USA should be called <strong>SuedSA</strong>. Being the most litigious society in the world people aren&#8217;t looking to win the lotto anymore, they are looking to win a lawsuit. If you watch TV or listen to the radio, I&#8217;ll bet you can name at least 2-3 law firms (ambulance chasers) that you know in your area. The commercials go something like this: Car Accident, Dog Bite or Slip and Fall, who you gonna call? You know who and so do the people calling these firms. The United States spends five times more on its personal injury litigation than any other industrialized country. Think about this for one second. <strong>Who are they targeting?</strong> You guessed it, people looking to win the lotto and you could be the prize money.</p>
<p>With the world being in an economic turmoil, many people are trying to makes ends meet in order to survive. Unfortunately when things get though, crime rates rise and a lot of what we would normally consider to be good people, do things that they wouldn&#8217;t normally do in life. For the most part, many people have fallen in to an entitlement attitude and crimes like <a href="http://daveanddawncook.info" target="_blank">identity theft</a> to them are considered a faceless crime making it easier to justify. With technology ever changing and our legal system getting even more complicated and even easier to sue someone, you can bet that <em><strong>things are going to get worse before they become better!</strong></em></p>
<p>&nbsp;</p>
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		<title>Social Media Raises Your Risk For Identity Theft</title>
		<link>http://daveanddawncook.com/social-media-raises-your-risk-for-identity-theft/</link>
		<comments>http://daveanddawncook.com/social-media-raises-your-risk-for-identity-theft/#comments</comments>
		<pubDate>Tue, 19 Oct 2010 20:11:01 +0000</pubDate>
		<dc:creator>Dawn Cook</dc:creator>
				<category><![CDATA[Identity Theft]]></category>
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		<guid isPermaLink="false">http://daveanddawncook.com/?p=2142</guid>
		<description><![CDATA[Okay, yes we have stayed with the same topic for a very good reason. The topic of Identity Theft must be expanded it into an all important area for those of us building relationships on social media. Dave has been doing some research and actually said he was scared by what he discovered. Unfortunately there [...]]]></description>
			<content:encoded><![CDATA[<p>Okay, yes we have stayed with the same topic for a very good reason.  The topic of <span style="font-size: medium;"><strong><em>Identity Theft</em></strong></span> must be expanded it into an all important area for those of us building relationships on <strong>social media</strong>.</p>
<p>Dave has been doing some research and actually said he was scared by what he discovered.  Unfortunately there are those who use<strong> social media</strong> as a means to steal identities and we know they aren&#8217;t just going to send you a birthday card. Dave wants to share this new knowledge with you so you can be aware and take the right steps.</p>
<p><a href="http://prepaidlegal.com/go/dawnmcook"><img class="alignleft size-medium wp-image-2154" title="Social IDT" src="http://daveanddawncook.com/wp-content/uploads/2010/10/Social-IDT-300x206.png" alt="" width="300" height="206" /></a>We are frightened by what is going on out there <strong>online and offline</strong>, but we are so happy that we can offer a very good solution that does so much more than LifeLock and the many other <em>identity theft </em>protection plans.  All the other plans are designed mainly to protect the bank&#8217;s money and that is all.</p>
<p>Dave is offering a free webinar on Wednesday Oct. 20th at 9 pm EST called &#8220;<strong>Protect Yourself Online From Social Media Identity Theft</strong>&#8220;.  It&#8217;s specifically about the <strong>elevated risk</strong> created by the use of <strong>social media</strong> and ways to protect your identity from the great many online identity thieves who aren&#8217;t giving up anytime soon.  We don&#8217;t want to be one of the few who know what&#8217;s really going on in social media.  We want you to know too!  Without awareness, nothing can be done to <strong><span style="text-decoration: underline;">take corrective action</span>.</strong></p>
<p><center><strong>Watch the Video Below and Make Sure You Sign Up For Our Free Webinar!</strong></p>
<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="425" height="344" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="src" value="http://www.youtube.com/v/JwFC0jfxTco&amp;autoplay=0&amp;rel=0&amp;fs=1&amp;color1=0x3a3a3a&amp;color2=0x999999&amp;border=0&amp;loop=0" /><param name="allowfullscreen" value="true" /><embed type="application/x-shockwave-flash" width="425" height="344" src="http://www.youtube.com/v/JwFC0jfxTco&amp;autoplay=0&amp;rel=0&amp;fs=1&amp;color1=0x3a3a3a&amp;color2=0x999999&amp;border=0&amp;loop=0" allowfullscreen="true"></embed></object></center></p>
<p>Here&#8217;s a link to register for the <span style="font-size: medium;"><strong>free webinar</strong></span> where you&#8217;ll also find a recent news video that gives you a peek at what the criminals are up to:</p>
<p><span style="font-size: medium;"><a title="Social Media Identity Theft" href="http://theidentitytheftauthority.com" target="_blank"><strong>Protect Yourself Online From Social Media Identity Theft</strong></a></span></p>
<p>We hope to see you there.  If you can&#8217;t make this webinar, contact us directly and we&#8217;ll be sure you don&#8217;t miss this critical information.</p>
<p><a href="http://prepaidlegal.com/go/dawnmcook" target="_blank"><img class="alignleft size-full wp-image-2111" title="Work With Us Directly" src="http://daveanddawncook.com/wp-content/uploads/2010/10/Dawn-Signature-with-Button.png" alt="Work With Us Directly" width="180" height="100" /></a></p>
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		<title>LifeLock Reviews &#8211; Identity Theft</title>
		<link>http://daveanddawncook.com/lifelock-reviews/</link>
		<comments>http://daveanddawncook.com/lifelock-reviews/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 16:08:50 +0000</pubDate>
		<dc:creator>Dave Cook</dc:creator>
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		<guid isPermaLink="false">http://daveanddawncook.com/?p=2068</guid>
		<description><![CDATA[Now that you have found this post, close your eyes and imagine what I’m about to tell you. WAIT! You to need to read what I wrote so open those eyes and let’s get to the meat and potatoes. We have all heard about IDENTITY THEFT (IDT) and probably even companies such as LifeLock, but [...]]]></description>
			<content:encoded><![CDATA[<p>Now that you have found this post, close your eyes and imagine what I’m about to tell you. WAIT! You to need to read what I wrote so open those eyes and let’s get to the meat and potatoes.</p>
<p>We have all heard about <a href="http://www.prepaidlegal.com/idt/dawnmcook" target="_blank">IDENTITY THEFT (IDT)</a> and probably even companies such as LifeLock, but do you really understand how this crime could severely damage your life? When it comes to identity theft and the need to protect yourself and your family, you should not ignore the problem and stick your head in the sand.</p>
<p><strong>Identity Theft is the #1 Crime in America and it’s only getting Worse Every Day!</strong></p>
<p><center><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="425" height="344" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="src" value="http://www.youtube.com/v/v6r_OS8jxf4&amp;autoplay=0&amp;rel=0&amp;fs=1&amp;color1=0x3a3a3a&amp;color2=0x999999&amp;border=0&amp;loop=0" /><param name="allowfullscreen" value="true" /><embed type="application/x-shockwave-flash" width="425" height="344" src="http://www.youtube.com/v/v6r_OS8jxf4&amp;autoplay=0&amp;rel=0&amp;fs=1&amp;color1=0x3a3a3a&amp;color2=0x999999&amp;border=0&amp;loop=0" allowfullscreen="true"></embed></object></center></p>
<p><span style="text-decoration: underline;"><strong>Real Story No. 1</strong></span>: Imagine yourself sitting here on the internet and <span id="more-2068"></span> you decide to do some of online banking. All of a sudden you notice that your bank account was just depleted by $2,000. Thinking it was just an error and not knowing how to resolve it, you wait a little bit and check it again. Now your account has a balance of $ZERO$ dollars. Do you think it can’t happen to you? Check out what happened to <a title="ID Theft hits Top Agent with FDLE" href="http://www.wftv.com/news/24317903/detail.html" target="_blank"><strong>Joyce Dawley, a top agent of the Florida Department of Law Enforcement</strong></a> after reading the rest of this post.</p>
<p><span style="text-decoration: underline;"><strong>Real Story No. 2</strong></span>: On a carefree sunny day, you are driving down the road and all of a sudden you see those Flashing Lights in your rearview mirror. Shoot! It’s a cop, but you didn’t do anything wrong so it’s no big deal, right? You pull over and give the police officer all the information he requested. The next thing that happens is that you are being asked to step out of your vehicle and while the officer is putting on your new polished silver bracelets, he is telling you that you are being arrested for an outstanding warrant in another state. All because your identity was stolen! Do you really think that your Bank, Credit Card or LifeLock’s IDT program is going to help you resolve this unfortunate event? Think again!</p>
<p><a href="http://daveanddawncook.com/wp-content/uploads/2010/10/identity-theft.jpg"><img class="alignleft size-full wp-image-2090" title="Identity Theft" src="http://daveanddawncook.com/wp-content/uploads/2010/10/identity-theft.jpg" alt="" width="340" height="230" /></a><span style="text-decoration: underline;"><strong>Real Story No. 3</strong></span>: You are surfing the internet when all of a sudden you hear a knock at the door. You get up to answer the door and there are two gentlemen in suits from the Internal Revenue Service (IRS) asking you to please accompany them down to their office to discuss the collection from you of over $20,000 in back taxes.  Later, after a long worrisome time in a little room,  you find out that your identity has been stolen and that seven (7) illegal immigrates have been working under your Social Security number in the State of California. It is being done all the time and you can’t stop it. As a matter of fact, I can go to a website right now and buy YOUR SS# (yes, yours) for only $50. The funny thing about our law is that it’s not illegal to sell them or even buy Social Security numbers; it’s ONLY illegal to use them. Now who in the world would use them? That’s Right, Crooks!</p>
<p><strong><em>Did I already tell you that your information is out there whether you think it is or not? Watch this video by CBS News on copiers like I mentioned in my video. If this don&#8217;t scare you to start taking action and protect yourself, then good luck with whatever the future holds for you!</em></strong></p>
<p><center><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="425" height="344" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="src" value="http://www.youtube.com/v/iC38D5am7go&amp;autoplay=0&amp;rel=0&amp;fs=1&amp;color1=0x3a3a3a&amp;color2=0x999999&amp;border=0&amp;loop=0" /><param name="allowfullscreen" value="true" /><embed type="application/x-shockwave-flash" width="425" height="344" src="http://www.youtube.com/v/iC38D5am7go&amp;autoplay=0&amp;rel=0&amp;fs=1&amp;color1=0x3a3a3a&amp;color2=0x999999&amp;border=0&amp;loop=0" allowfullscreen="true"></embed></object></center></p>
<p>I could tell you plenty of more stories, but I think you get my point that Identity Theft isn’t all about your financials. As a matter of fact, 73% of all Identity Theft is not financial and some have worse stories than I mentioned. Ok, enough of the DOOM and GLOOM but…</p>
<p>Is your Bank or LifeLock going to be able to “RESTORE” your good name in the all the above scenarios? No! Plus, and I hope if anything like this does happen to you that you have a good attorney as well because you are going to need one!</p>
<p>Lifelock, FreeCreditReport.com, your bank and other services <a href="http://daveanddawncook.com/wp-content/uploads/2010/10/identity-theft-piechart.gif"><img class="alignright size-full wp-image-2099" title="Identity Theft Piechart" src="http://daveanddawncook.com/wp-content/uploads/2010/10/identity-theft-piechart.gif" alt="" width="320" height="338" /></a>like these only “Monitor” your credit through services such as Experian, TransUnion and Equifax.  Basically you can sign up for these services from $8 &#8211; $15 per month per person. What a great deal to protect your identity right? WRONG! Do you see the word “Monitor” above? This is where most of these services fall short.</p>
<p>Credit monitoring alone doesn’t do a darn thing to help you restore your identity PERIOD. It’s just a way to let you know when you have become a victim. Then it is up to you to figure out how to fix it.</p>
<p>LifeLock&#8217;s service does take few steps further though. They will actually send you a package of information that you can get for FREE from the Federal Trade Commission (FTC). Plus, they also call the top credit monitoring companies and put your account on hold which you can also do yourself for FREE. They will also talk to you on the phone since you are a paying member of their service and tell you want action steps “you need to do” in order to fix the problem. In the end, it all comes down to YOU restoring your own identity.</p>
<p>SIDE NOTE: If you are a current member of LifeLock, have you received your REFUND check from them yet?  It appears that LifeLock was sued by the FTC and 35 State Attorney Generals for around $11 MILLION for using false claims in its advertising.  According to the lawsuit, LifeLock claimed it services would protect its customers from all forms of ID theft, when in fact Lifelock provides only <span style="text-decoration: underline;">limited</span> protection for only <span style="text-decoration: underline;">some</span> forms of ID theft. (More later reading for you &#8211; <a title="Lawsuit Against LifeLock" href="http://www.ftc.gov/lifelock" target="_blank">http://www.ftc.gov/lifelock</a>)</p>
<p>&#8220;Resolution&#8221; is not the answer, but &#8220;<span style="text-decoration: underline;">RESTORATION</span>&#8221; of your good name is what you truly need.  I hate to tell you this, but your information is out there and there is no way for you to stop identity theft from happening. If you ever went to school, worked somewhere, bought a home or a car, have utilities in your name, opened a credit card, went to the dentist or the doctor’s office and the list goes on, YOUR INFORMATION is OUT THERE!</p>
<p>The only thing you can do is make sure that you have the peace of mind knowing that you have the BEST SERVICE POSSIBLE in the WORLD.</p>
<p><strong><a href="http://redtape.msnbc.com/2008/02/experian-sues-l.html" target="_blank">Still Think LifeLock Does What It Say? Click Here To Read Why Experian is Suing Them As Well As 39 State Attorney Generals!</a></strong></p>
<p>Protect yourself, your family and especially your children with this peace of mind TODAY!</p>
<p><strong><a href="http://www.prepaidlegal.com/idt/dawnmcook" target="_blank">Fully protect yourself from ID Theft NOW!</a></strong></p>
<p>Committed To Your Success!</p>
<p><a href="http://prepaidlegal.com/go/dawnmcook" target="_blank"><img class="alignleft size-full wp-image-2111" title="Work With Us Directly" src="http://daveanddawncook.com/wp-content/uploads/2010/10/Dave-and-Dawn-Signature-with-Button.png" alt="Work With Us Directly" width="180" height="100" /></a></p>
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		<title>My Dirty Little Secret Lover</title>
		<link>http://daveanddawncook.com/my-dirty-little-secret-lover/</link>
		<comments>http://daveanddawncook.com/my-dirty-little-secret-lover/#comments</comments>
		<pubDate>Tue, 28 Sep 2010 12:38:30 +0000</pubDate>
		<dc:creator>Dave Cook</dc:creator>
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		<guid isPermaLink="false">http://daveanddawncook.com/?p=2055</guid>
		<description><![CDATA[Ok, so our dirty little secret is out. Many of you know us, but do you really know us? Did you know that Dawn has another lover and so do I? Most of you wouldn’t have had a clue about this because we keep this a secret online and we don’t talk about it. It’s [...]]]></description>
			<content:encoded><![CDATA[<p>Ok, so our dirty little secret is out. <strong>Many of you know us, but do you really know us?</strong> Did you know that Dawn has another lover and so do I? Most of you wouldn’t have had a clue about this because we keep this a secret online and we don’t talk about it. It’s not that we are ashamed! It’s just that most people don’t understand and wouldn’t accept us for who we are.</p>
<p>It may be hard to believe, but this has enhanced our marriage and this has made us stronger knowing that we can trust each other at a deeper level. As a matter of fact, Dawn was<a href="http://daveanddawncook.com/wp-content/uploads/2010/09/thinking_of.png"><img class="alignright size-full wp-image-2056" title="Secret Lover" src="http://daveanddawncook.com/wp-content/uploads/2010/09/thinking_of.png" alt="My Dirty Little Secret Lover" width="228" height="217" /></a> on the phone last night with one of her other loves while I was working on the computer. Did it make me jealous? Not one bit! I was happy to see that she was enjoying herself and that she gets so much pleasure from it. Isn’t life supposed to be fun without caring what other people think of you?</p>
<p>Now that your mind is in the gutter and I got your attention, let me explain.</p>
<p>Our other lover is our network marketing company. <strong>In the world of social media and in real life, most of us treat our network marketing company like a Secret Lover.</strong> We keep it tucked away and hidden like we are ashamed of it.</p>
<p>I don’t know about you, but most people keep it in a closet or have it hidden behind the drapes so we don’t get caught! They don’t talk about it to their friends, family and neighbors because of what they might think. We know this to be a fact because that’s why most people try internet marketing now vs. the <strong>“Old School”</strong> methods.</p>
<p>So my question to you is, <span id="more-2055"></span>are you truly committed to this great industry or are you just playing it safe and trying to do most of it online to avoid being ridiculed by those people close to you. Trying to build your network marketing company totally online may ease some of the rejection and make you feel better, but it won’t make it easier in the end.</p>
<p>If you are doing 100% of your marketing with this approach,<strong> I hate to tell you that you will most likely never be successful in network marketing PERIOD</strong></p>
<p>Sometimes it hard to hear the truth, but I would rather you know this now than see you waste the next 3-5 years failing and spending more money than you make!</p>
<p>Network Marketing has many facets and you have to understand all of them in order to successful in this industry.</p>
<p>Building relationships online is great for building leads, but it is very difficult to duplicate for most people. Not everyone is born to be an online marketer. The process can be very intimidating, time consuming and also very costly!</p>
<p>We came to this realization after studying this industry for awhile and finding out what works and what doesn’t work. If <strong>“Old School”</strong> methods don’t work, then why are there so many people that have made major fortunes doing this business that way for so many years?</p>
<p>We have found that integrating some of the &#8220;Old School&#8221; with some of the &#8220;New School&#8221; methods which I like to call our Network Marketing HYBRID system is best. There are 10+ things you <strong>“MUST DO”</strong> when using this <strong>NEW APPROACH in order to become successful in network marketing…</strong></p>
<p>Here are those MUST DOs:</p>
<p>1. You <strong>MUST HAVE…</strong></p>
<p><strong>TO BE CONTINUED (Check Back Soon!)</strong></p>
<p><strong>Committed To Your Success!<br />
</strong></p>
<p><a href="http://prepaidlegal.com/go/dawnmcook" target="_blank"><img src="http://daveanddawncook.com/wp-content/uploads/2010/10/Dave-Signature-with-Button.png" alt="Work With Us Directly" title="Work With Us Directly" width="180" height="100" class="alignleft size-full wp-image-2112" /></a></p>
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