We all know some famous rich people who have become wealthy as a result of the network they built. We know Bill Gates (Microsoft), Sam Walton (Walmart) and Jeff Bezos (Amazon).

Robert Kiyosaki’s Rich Dad had a hero who became very rich by building his own network. This man is better known for the product he perfected, but really became rich because of the network he built across the world. Even today, many of us think Thomas Edison invented the light bulb, but in actuality he only improved and perfected the light bulb. His true stroke of genius was to create a company
that strung electrical lines that allowed the light bulb to penetrate society. His network made him, Thomas Edison, a multimillionaire!

Most of us are not a Thomas Edison, a Bill Gates, a Sam Walton or a Jeff Bezos, but we want to create the same wealth for ourselves. Robert Kiyosaki in his book The Business of the 21st Century, makes the valid point (his Asset #4, The Power of Your Own Network, that you gain from Network Marketing) that Network Marketing offers millions of people the opportunity to build their own network and create the same wealth created by Thomas Edison and the rest of the famous multimillionaires!

Rich Dad said “The richest people in the world build networks. Everyone else looks for work.” (I’m guessing they are looking to work for the owners of the networks.)

This leads to a little history of the progression of the business model that Robert offers:

First we had the classic Industrial-age model that was run like an empire with a centralized government. (Example: GM) Only the owners benefited from the wealth created.

Then in the 1950’s, a new model was introduced that nearly was voted illegal by Congress. That model was the franchise that used a network of multiple businesses all working from the same blueprint. Here the franchiser is the owner of the network and therefore the franchiser is the main benefactor, not the franchisee. (Example: McDonald’s) Dave and I know this well with our franchised business we bought in 2004. (No, it wasn’t a McDonald’s franchise)

The next step in networked businesses first began in 1960, grew more in 1970’s and 80’s and is still growing very strong today. Instead of franchised businesses, this model employed franchised individuals who own their own network. This model is network marketing. Here, all owners of their own network can create their own wealth. Dave and I are so happy to have discovered this business model and to now own our network.

Of course, the key is to build your own network. It doesn’t happen just by joining a network marketing company, you have to work to build it. Luckily, we have Metcalfe’s law to help us in that endeavor. I’ll tell you more about this in my next post as I continue to give you all the value that Robert provides in his chapter called “Asset #4 – The Power of Your Own Network” in The Business of the 21st Century.

Please comment below and tell me how excited you are to have the same advantages as Thomas Edison and Sam Walton, and how strongly you are committed to creating that same level of wealth for yourself.

I hope you can see that being the owner and builder of your own network is so much better than spending your life working for someone else’s network. If you have any questions about network marketing, please feel free to leave a question and I’ll get you the answer.

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Are you one of the many who has found that their safe secure job is no longer?  Or are you lucky and only your hours have been cut? Are you starting to realize that a job, your current one or any other, will not take you where you want to financially?  Do you have aspirations to do so much more with your life? To have so much more? To become so much more? To use your money to make money?  Well Robert Kiyosaki and I have an answer for you.  I pulled Robert’s answer from his latest book “The Business of the 21st Century“.

First, you are so right in the realization that your job, with its insecurity, its income being taxed at the highest rates and its lack of tax deductions, will not create the financial freedom that you are looking for.  We all can now certainly see the insecurity in the job market.  We can all watch and experience the increase in the unemployment rate.  As an employee, your destiny is determined by people who you have no control over, and your personal situation and needs are the farthest from the minds of those that make the decision.

In regards to the tax rates that apply to the earned income you receive from your employment, the tax rate is not limited in any way for this type of income like it is for capital gains or passive income types.  Therefore, if your earned income is significant in amount, it will be taxed in the highest tax bracket which is currently set to be 35% in 2010 and 39.6% in 2011.  Does Uncle Sam deserve that much of your hard earned money?

As an employee, the only tax deductions you know are your mortgage interest, your property taxes, your charitable contributions and maybe some medical deductions.  That’s pretty much it for an employee.  There are so many more deductions that will reduce your taxable income and therefore your tax bill, but they are not available to you if you only work for someone else.

Most of us are now sick and tired of only making someone else financially secure, right? As Robert says in his book, “72% of all adult Americans would rather work for themselves than for a job, and 67% think about quitting their jobs regularly or constantly.” If you are in either or both of these groups, congratulate yourself!  You are on the right track and you need to start making headway on that track.

In Robert’s book, he tells of an excellent answer that will really take you where you want to go.  This answer falls within the B for Big Business quadrant in Robert’s Cashflow Quadrant diagram.  It is in this quadrant, and the I for Investment quadrant, that  you want to earn your income from.  The other two quadrants, E for Employee and S for Self-employed, will not generate any change for you and will not create the financial freedom you want.

Robert’s business of choice for the 21st century is…drum roll, please…Network Marketing!  Yes, you heard me right (unless the drum roll drowned me out), it is Network Marketing.  And the key word here as Robert explains, is the “Network“.  We can’t create a big business on our own.  We need the help of others and as they help us, we help them to create their own network and repeat the process.  One of the biggest reasons Robert loves and recommends network marketing is because it is the business model that helps people help each other.  It also has become one of the best things Dave and I like about it too.

So in closing, Dave and I hope you’re ready to join us on the right track that leads to all our dreams and financial success.  We have such a tremendous guide who is telling us which business is the best business for the 21st century, and we don’t know anyone else whose opinion we would value more in this area.  If Robert Kiyosaki recommends network marketing, there is no doubt that that’s the right choice for us, and we hope you’ll give it some valid consideration as well for the benefit to you and your family!

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Yes, it’s true, I was on the phone with our financial idol, Robert Kiyosaki! (our dog is named Kiyo, if that gives you any idea how significant Robert’s teachings have been to us!) OK, I suppose you want to know how it happened. Here it is. Myself and 3,000 other network marketers for our primary business were on the phone as Robert and his wife Kim were the guest speakers on one of our team conference call Sunday night. Did I care that I had to share his wisdom and the sound of his live voice with 3,000 other people? No way! I was so happy that so many of us could have such a fantastic experience, receiving personal guidance from the financial master.

And guess what else was even better! Robert (yes, I feel I can call him by his first name now since he spoke to me on the phone!) was specifically endorsing our primary business! We feel so honored and privileged to have chosen one of the very few, if any, network marketing businesses that is endorsed by the man who gave us the courage and sound financial principles to change our lives through network marketing. We couldn’t be happier or feel more confident in our decision!

Ok, now let’s get into the specifics of what Robert and Kim Kiyosaki said during this awesome phone call.

Much of what he said came from his latest book The Business of the 21st Century, written specifically for the network marketing industry. (I have a copy on its way!)

“Politicians work for big corporations and the rich, not for the people” Robert said this was true since the big corporations and the rich can make huge political contributions that we, the people just can’t. Through Robert, I learned that the Supreme Court has overturned a bill that was pushed forward by John McCain that limited the amount of political contributions that can be accepted by politicians. The Supreme Court determined that corporations and individuals can not be limited in the dollar amount that they choose to contribute to politicians. As we all know, politicians listen to money more than anything else. That leaves us out in the cold and fully responsible for our own financial future.

The things we are fighting, per Robert, are:
• The economy will get worse
• The current 10% unemployment rate is likely to increase
• Taxes to go higher
• Inflation to increase

In regards to inflation, Robert said “$250,000 a year won’t get you ahead in 10 years!” Isn’t that incredibly sad!

Robert, as usual, offered the solution to these problems. “Work not as an individual, but create your own network. Build your own network so your income is not limited.” In my opinion, you’ll get absolutely no where if you continue to rely only on your own limited efforts. We can all be successful if we work together toward a common goal.

In regards to sharing your opportunity with your family and friends, Robert also talked about the fact that even some of his family members are still stuck in the employee mindset. He said that when he returns to Hawaii to see his family, he has family members who still ask him if he’s found a job yet, and they feel sorry for him when he says “no”. (What planet do they live on?) For those of us who have received the same reactions from our own family and friends, you can feel that you are in excellent company now. Robert says if your family and friends are in the employee quadrant (from his Cashflow Quadrant book), you will have a rough time changing them. Another quote from Robert: “If your friends don’t understand why you’re doing what you’re doing, then you need new friends.” This topic and this quote specifically have empowered me to move beyond the rejections from my family and friends and I hope it helps you in the same way!

The last thing that Robert discussed that I’ll include in this post here was in regards to spouses working together to mind their own business. First off, why mind your own business? As Robert and his Rich Dad explained in Rich Dad Poor Dad, in addition to your profession/job, you must create and mind your own business to invest in assets to become financially independent. As Robert indicated in the call, a network marketing business is a great way to make money that you’ll then invest in assets within your business. Now back to spouses working together. As Robert mentioned how important it is to have the full support of your spouse and gave huge credit to his wife Kim, as she came on the phone. Her big point was to highlight how she and Robert grew personally together in such a phenomenal way as they have worked closely together now for so many years. She couldn’t say enough about the increased success you can generate when you work together! I look forward to reading this chapter of The Business of the 21st Century that Kim wrote.

OK, there was more valuable information that Robert relayed in this phone call, but I’ll save some for the next post. For those of you who are huge Robert Kiyosaki fans, like Dave and I, I’m sorry you couldn’t be on the call. My offerings here in this post can’t compare to hearing him in person, but I hope, by reading this post, you’ve received some of the benefit I received. I’ll gladly respond to any questions you may have. Please leave your questions and comments below.

I’m not sure if I’ll ever come off the high I’m on after hearing Robert Kiyosaki speak to me and confirm that we are on the right path!! Thanks so much to my business partners, Sara and Bruce who clued me into the call on Sunday night! I’m so grateful!!

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Today I was at one of our business locations when I thought of this topic. Picture this; there was a group of young elementary students on a field trip at The Pier in St. Petersburg Florida. While getting ready for their trolley ride, I heard one of the group leaders yelling at the children and telling them to get in an orderly line and be quiet until the trolley gets there. Either DO IT or we’re not going on the trolley. And guess what, the children all got in line and quieted down. Why? Because they wanted something and unless they did what they were told, they thought that they might not be able to do it.

Using threats or other ways of persuasion has almost always been a factor in most of our lives for years. As a matter of fact, did you know that an average child growing up is told the word “NO” approximately 40,000 times compared to the word “YES” at only about 5,000 times? No wonder so many people struggle to become financially successful. We have been programmed to think that we cannot achieve certain things throughout our entire lives. Unless you overcome all this negativity, you will become like most of the masses just getting by.

I don’t know about you but, I don’t think that just getting by would be very much fun. If you want more in life you have to find out how to play by the rules but make the rules work for you. Now if one of those children I talked about earlier stepped out of line and wasn’t quiet they would have gotten in trouble. But the real question is, are you still standing in the line and being quiet yourself as an adult? In order to become successful you need to step out of that line and find a different trolley of your own. Following the group you now follow will get you the same results tomorrow and the day after that and the day after that! Now, do you want to stay in line with the masses or find a different trolley that will take you to success?

Ask Yourself One (Not Very Easy) Question. Who are the people I hang around with most and what are they doing to me?

Do your parents still tell you not to take chances or it’s too risky? Remember these are the people that probably told you “NO” 40,000 times and matched that with “YES” only 5,000 times.

Do you still live in your home town and get together with your old friends and only talk about the good old days?

Are you rushing off after work to Happy Hour vs. going to the Library and picking up a good book that could possibly change your life?

As they say, you become the average of your five closet friends/family members and etc… Think about it for a second. Have you ever caught yourself in that moment and thought to yourself, WOW I just sounded like my Mother/Father? Years of programming my friend, years of programming.

To become successful in life no matter what you consider success to be, you need to surround yourself with those people who are already successful in that area. If you want a great relationship, learn and surround yourself with people that have accomplished just that. If you want a healthier lifestyle, then go to the gym or health food stores and find some new friends. If you want to become a millionaire, then you had better start hanging out with millionaires too.

So in order to be successful you “MUST” surround yourself with those five people in whatever category you desire. (Here’s a hint to find them: They are the ones who stepped out of line as an adult and found their own trolley to success.)

If you want success in the financial category, do me a favor right now. Grab your cell phone and count all the millionaires in your contacts.

Do you have any?

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Don’t we all love to play board games? How about a game that everyone will love because it teaches you how to create riches and a steady cash flow? The financial literacy who acquire not only helps you to win the game, but gives you the skills you can use in your real life to secure your own financial freedom.
No, it’s not Monopoly, but you could actually call it Monopoly on Steroids. The games real name is Cash Flow 101 and it was created by our favorite financial-freedom author, Robert Kiyosaki.

As we learned by reading Rich Dad Poor Dad, we all start in the “Rat Race”. The “Rat Race” is the never ending loop created when you only work for money. Unless you know that there is a fast track to riches just outside the rat race, we’ll all remain in the rat race and never experience true financial independence and freedom which comes when you make your money work for you.

Sadly most of us don’t even know we are stuck in the rat race. As Robert and his Rich Dad explained to him, strictly working a job (working for money) never provides true wealth and riches regardless of how many raises you receive. When we lack financial literacy, with each raise we are taxed at a higher rate and we buy liabilities rather than investment assets with our increased salary.

The key is to study how money works and learn to be rich, ie financial literacy; and guess what, it’s not taught in any schools, not even in graduate studies.

Kerstin’s perspective:
School and education can be rather challenging at times. However, some people realize that the ultimate challenges of life begin in adulthood, while others do not. I am a sophomore at Southeast High School, and I am enrolled in the International Baccalaureate Program. Also, on every third Tuesday of the month, each student meets with his or her academy teacher, who helps the students put together a successful resume to be more likely accepted by potential employers. However, not one teacher explains the importance of passive income.

Passive income is the money one earns through investments, such as real estate, stocks, and self-owned businesses. By reading books like Rich Dad Poor Dad and Cash Flow Quadrants, and by playing the board game “Cash Flow 101″, all by Robert Kiyosaki, I have learned that having a job is only a small part of my future. If I ever want to fulfill all my fantasies, then I will need to find ways to make money work for me.

Furthermore, these books may be used as tools, but we must first learn how to use them. We must use the tools to acquire skills, then use everything we’ve received to build our dreams. For example, in life, we are not going to be handed “Opportunity Cards” with great deals written on them. We must search to find our own cards and create our own opportunities. I hope I have inspired you and much love to you. - Kerstin Cook

Nikky’s perspective:
Making it through life financially can be a struggle at times, but not if you know how to invest your money wisely.
Hi, I’m Nicole Cook and I’m thirteen years old. I’ve played the game of CashFlow 101 quite a few times and I recently won. CashFlow is a game that represents the financial part of life. In order to get out of the “rat race” you have to raise your passive income to be larger than your total expenses. To do that you need to invest your money in opportunities, such as stock or real estate. Once out of the “rat race”, you need to earn enough money to purchase your dream. This is a very good example of life.
Playing this game, I believe will improve my financial knowledge and will skyrocket my abilities to provide myself with a better life and future. Most children my age don’t understand how having a good job with good pay will not get you ahead in life. By investing money in opportunities that will make you money, you will do just that. I plan to have a good financially sound life and I know I couldn’t do it without my parents guidance and my understanding of the CashFlow 101 game.
I wish you all the best and good luck to you. I hope you will become very successful in life. - Nicole Cook

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Did you like the first four steps to Become the Richest person in your city from George Clason in The Richest Man in Babylon?  I hope you did because there are more steps to create wealth that are still as applicable today as in ancient times.

As you may recall, here are the prerequisite and steps one to four:
(Feel free to refer to the post How to Become the Richest Man or Woman in Your City for more detail on the prerequisite and Steps 1 – 4)

The Prerequisite – A burning desire to create wealth along with the willingness to take the required action steps.

Step 1 – Start your wallet or purse to fattening by with 10% of your earnings that is yours to keep.

Step 2 – Control your expenditures to live comfortably on the remaining 90%.

Step 3 – Make your gold (money) multiply by investing the 10%.

Step 4 – Guard your treasures (money) from loss.

Now let’s learn the details of steps five through seven that complete the path to wealth as practiced by The Richest Man in Babylon.

Step 5 – Make thy dwelling a profitable investment
In the days of Babylon many folks rented unsuitable living quarters. It was true then that renting was a way to throw your money away where building a home through borrowing from the money lender resulted in nearly the same monthly expenditure that creates an investment. So the recommendation was to acquire a nice little home that you could afford where you and your family can live comfortably.

Most of us already see the value of this step and we’ve already acquired a home. The main point I took from George Clason in this step is to purchase a nice little home you can afford. We can’t let our mortgage payment strap us down since we have to live comfortably on the remaining 90%. Also it is important to note that 10% was set aside for investment in addition to the mortgage payment.

When we look at the importance of purchasing a home as well as investing in other income producing assets, I’m reminded of Robert Kiyosaki’s teachings in his book Rich Dad Poor Dad. Robert says that your home is a liability because it causes money to go out through mortgage payments and upkeep. This is a total opposite of what our banks tell us and what most believe that our home is an asset. So George Clason and Robert Kiyosaki strongly agree that your home is not your best asset and that you must have many more investment assets to have true riches.

Step 6 – Insure a Future Income
You must always be thinking of the future and make preparations for a suitable income in the days to come. Also you must make preparations for your family when you can no longer be there to support them. “No man can afford not to insure a treasure for this old age and the protection of his family, no matter how prosperous his business and investments may be.”, wrote George Clason.

Planning for the future involves making investments that will endure safely for many years. These same investments must be available when the time comes for their use as was anticipated. George Clason and the Richest Man in Babylon also make the point that the earlier you start planning and investing for your future income, the less you will have to invest each year. Notice that there was no mention of planning to depend on social security for future income.

It was very interesting to learn that back in ancient times, the men of Babylon predicted many men paying in a small amount regularly to create a handsome sum for the family of each man who passeth to the beyond. We all certainly know this plan as life insurance. The financial intelligence and wisdom of the people from this ancient period in history is astounding.

Step 7 – Increase Thy Ability to Earn
If you find that your expenditures exceed your income, the only real solution is to increase your capacity to earn more income. Some may think this can to be done by going to your boss to ask for a raise or using loans and credit cards.  The raise request may work, but most likely not, and incurring bad debt is definitely not the solution.

The sure way to increase your ability to earn is to learn more through self-education.  Per George Clason, your financial situation will improve when you seek greater skill so that you can better serve those whose patronage you depend on. Therefore, you must always make progress and be moving forward rather than standing still to be left behind.

This “seventh and last remedy for a lean purse is to cultivate thy own powers, to study and become wiser, to become more skillful, to so act as to respect thyself.” This sounds so close to Jim Rohn’s teachings to make yourself more valuable to the marketplace through the disciplines of self-development.

I can certainly tell that George Clason’s book The Richest Man in Babylon made a direct impact on Jim Rohn and he so kindly helped others to benefit as well. I hope you read this book and put it’s wisdom into action for you and your family.

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Jim Rohn had repeatedly recommended the book “The Richest Man in Babylon” by George Clason, written in 1926.  I can now say that I have read it and I’m so glad I did.  In one of Jim’s many audios, Challenge to Succeed, he says that only 3% of his audiences every go out and get the book and read it.  When I heard his comment again recently, I decided to join the 3% crowd by getting the book (a used one at a great price) and reading it.  It’s not a long book and its fun to read since it is written in the way they would have spoken in ancient times in Babylon.

Today I want to let you know the initial steps that were used by the Richest Man in Babylon that allowed him to become so very rich.  First though, I need to mention the prerequisite that I did not mention in my video.  That all important prerequisite is to have a burning desire to become rich and wealthy.  Without that, any set of steps will fail because the desire is not strong enough. That strong desire will make you seek out the knowledge and take the required actions.

The Richest Man in Babylon’s first step to wealth began when he decided that a part of all he earned was his to keep.  Meaning he put aside 10% of all his earnings (his gold) to use that money to make him more money while he adjusted his spending so that he was able to live comfortably on the remaining 90%.  Learning to live on the remaining 90% was the second step.   Once he made the adjustment to spend only 90% of his gold, he felt no real decrease in his lifestyle.  Of course, the clinking gold coins (the 10% set aside for investment) in his purse (aren’t you men glad you can call it a wallet now) probably gave him a new happiness that boosted his outlook like nothing else could.

Now it is very important what you do with the 10%.  Guarding your investment from loss is the fourth step.   In the beginning as he learned by making mistakes, the Richest Man in Babylon invested his first year’s worth of 10% savings with his bricklayer so that they each could buy jewels to resell to the people of the City of Babylon for a large profit.  As you may have guessed, the bricklayer knew nothing about jewels and he was easily tricked into accepting colored pieces of glass in exchange for his and the Richest Man in Babylon’s full 10% investment.   The lesson learned here was that you should never trust a bricklayer’s knowledge about jewels, or, in today’s words, be sure you find an expert in the investment you plan to make or, better yet, become an expert yourself.

What I liked most about this book is that I now know the steps to immense wealth used and proven in ancient times and I love how relevant those steps are in today’s world.  Please take Jim Rohn’s recommendation and join the 3% who’ve read this little book.  Go out and get or borrow (Jim says that only 3% of American’s have a library card; must be the same 3%) the book, The Richest Man in Babylon, and use what you learn from George Clason to become the Richest Man or Woman in your City!

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Did you know that the average American works approximately “5 Months” just to pay their taxes? Plus, did you know that when you start your own home-based business, you could save an incredible amount in taxes over the course of a year?

As promised in this video, the current Business Mileage Rate for 2010 is $.50/mile.

Let us take a look at how the Rich save on paying taxes vs. the Poor and Middle Class.

• The Rich own companies/corporations and other businesses which are assets.
• The Rich spend their money through these entities first to buy more assets and then they’re taxed by the government on whatever money is left over. Then buy liabilities.
• The Poor and Middle Class mostly own liabilities and very little in assets.
• The Poor and Middle Class are taxed by the government FIRST and then spend whatever money is left over.

Do you see the major difference here?

By not having your own business, the income you receive is taxed at a much higher rate and more is taxed with little to no tax deductions. And many Americans have little or no savings or investments for retirement. But by starting your own home-based business, you are now starting to think and invest in your future like the Rich. Your own business will give you tax write-offs that you would never have by being just an employee.

As a home-based business owner, many of the things you are paying for now, become legitimate tax deductions. Here are just a few examples of legitimate write-offs by having your own business. The first thing you must do is establish a home office. Now that you have a home business with an established home office, what are some of the typical things that you can write off?

• Telephone – A separate business telephone and any expenses related to it- such as long distance- can be an income tax deduction. A home telephone is not a write off because it’s also used for personal use. Note: Deductions for cell phones are limited to the business use percentages.
• Office Equipment – Personal or a Notebook computer, printer, copier, calculator and etc can be deducted if they are used exclusively for your home business. If not exclusive use, then a deduction is allowed but again limited to the business use percentage.
• Office Furniture – A desk, chair, filing cabinets, lamps, and other furniture that you use in your home office.
• Office Supplies – Includes pens, paper, file folders, ink cartridges for your machines, erasers, bulletin boards, calendars, dictionary, glue, transparent tape and etc.
• Travel – Auto, airline tickets, hotel rooms and etc. If you travel during the course of operating your home business, you’ll need to keep a contemporaneous log of your expenses. The Internal Revenue Service (IRS) allows you to deduct so many cents per mile. On Jan. 1, 2009, the standard mileage rates for the use of a car (also vans, pickups or panel trucks) are .55 cents per mile for any business miles driven.  Airline tickets and hotel accommodations are fully deductible for a business-purpose trip.
• Entertainment – Dinners, lunches, sporting events and other legitimate functions can be used at 50% of the expense when business is discussed and documentation and records are kept.
• Mortgage/Rent – A percentage of mortgage/rent, utilities and other home services can be write-offs based on your overall square footage used exclusively to run your home business.
• Professional Fees - Don’t forget the payments to your lawyer and accountant for services directly related to the operation of your home business including tax return preparation.

The above are some of the major tax advantages of owning your own home based business.

Starting one of these businesses can cost you anywhere from less than $100 to over $1,000’s. There are all types of home-based businesses out there today, but you have to decide which one is right for you and your family.

A final word of CAUTION! Do your research and don’t get caught up in the “Hype” of becoming rich over night. Too many companies and individuals use this tactic to recruit you into their business. A legitimate business will require work and effort on your part. But the rewards and tax advantages will eventually outweigh not starting your own business PEROID.

**Since tax laws change every year, check the current laws so you know exactly what you can and cannot deduct on your income taxes. For more information you can visit www.IRS.gov/ to find out the current laws. Anyone who operates a home business should consult their accountant or tax adviser to get the most legitimate deductions available.

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Robert Kiyosaki - Business School

First off, I want to share some information that Robert Kiyosaki writes in a great little book called Business School – For People Who Like Helping People.

As Robert T. Kiyosaki explains in this excellent book, the future is looking very bright for network marketing. Why? “There are already several economic trends in place that will drive more and more people to participate in network marketing in the very near future. For one, people are looking for alternatives to the job market. Many people are tired of the long commute, 9-5 routines and the myth of “job security.” They want freedom and network marketing can give that to them.

It is also expected that individual retirement accounts will be wiped out. Far too many people are betting on the stock market and are out of control with their investments. The same people who used to look for security via their employer are looking for a solid retirement via their 401(k)’s and via the stock market. Their brokers, benefit and pension directors are in control and fortunately, many people are beginning to see the light. A major stock market collapse could happen by 2010 if not sooner. If your best plan is to take advice from your 401(k) administration, pension director or broker, you are in big trouble.”

By the way, didn’t Kiyosaki warn us about mutual funds? Now look at what’s happening.

Because of these factors, people are looking for other means to create extra income and network marketing could be the perfect business for you. Plus, having a network marketing business gives you some tax benefits. As an employee you are paying the absolute maximum in taxes. This is money you can be using to improve your lifestyle, invest in your network marketing company, in real estate or set aside for retirement. But here’s the Best thing, you have more money and you can decide how you want to spend it rather than our government just taking it from you.

And of course, this is the information age. Never has it been easier to reach more people via network marketing than it is right now. Just like I am doing right now.

We understand the newest business strategies, technology, internet Network-Marketing and etc… Be careful about joining those teams where they still tell you to just make a list of your family, friends and etc… It doesn’t work. We really care about seeing you become successful. – Dave & Dawn Cook

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